Jan Dhan Yojna | Key Objectives - Universal Access to Banking - Key Features and Achievements - RuPay Debit Cards - Impact and Challenges of Jan Dhan Yojna
Jan Dhan Yojna (PMJDY) Pradhan Mantri Jan Dhan Yojana (PMJDY): Empowering Every Household, Transforming Lives Launched by the Government of India on August 28, 2014, the Pradhan Mantri Jan Dhan Yojana (PMJDY) is a comprehensive financial inclusion program aimed at providing banking services to every household in India. This ambitious initiative, often described as the world's largest financial inclusion program, has had a transformative impact on millions of lives, bridging the gap between the unbanked population and formal banking services. Jan Dhan Yojna Key Objectives 1. Universal Access to Banking: The primary objective of PMJDY is to ensure that every household in India has access to basic banking services, including a savings account, credit facility, insurance, and pension schemes. 2. Financial Literacy: PMJDY emphasizes financial literacy and education, enabling individuals to make informed decisions about their finances and encouraging a savings culture among t...